01
Tell us what you need
Answer a few quick questions — no impact on credit and no obligation to proceed.
Fast Decisions in hours · funding often in 24h
Your Business. Your Future.
Whether you’re expanding, upgrading, or stabilizing your cash flow, Fidelity Funding connects you with the nation’s top lenders — all in one place.
No impact on credit
5-minute application
Real specialists
Funding amountSpecialists online
$250,000
Slide to choose how much your business needs
Soft pull only · No obligation to proceed
Decisions in hours, not weeks
Funding often within 24 hours
Soft pull — no credit impact
$5K to $1M
National lender network
Real people, every step
Compare before you commit
How it works
Take control of your
Take control of your
business growth today.
Three simple steps. No red tape, no endless waiting.
02
Connect with an expert
Speak directly with a funding specialist who’ll guide you through your best options.
03
Get funded fast
Claim your personalized offer and receive funding, often within 24 hours.
Solutions
Business financing.
Business financing.
Made simple.
Flexible, reliable solutions designed around your business’s unique financial needs.
Grow · Hire · Stabilize
Small Business Loans
Access working capital to grow, hire, or stabilize operations. Flexible terms, competitive rates, and fast approvals.
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Revenue-based
Merchant Cash Advances
Receive funding based on your business’s future sales. Perfect for businesses with strong daily transactions but limited collateral.
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Save · Get paid faster
Credit Card Processing
Save money and get paid faster with integrated payment solutions — tailored for small business owners.
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About Fidelity Funding
Built for businesses the banks left behind.
In these challenging times, traditional banks have made it harder than ever for small and medium-sized businesses to access capital. Fidelity Funding was built to change that.
Through our network of trusted national lenders, we provide the flexibility and speed modern businesses need — without the red tape or endless waiting.
Hoursto an initial decision
24htypical time to funds once approved
$5K–$1Mfunding requests we handle
Why Fidelity
Real options.
Get Funded
Real options.
Not empty promises.
With our national network of lenders, every recommendation is made with clarity and your success in mind — and funding can often be completed within 24 hours.
Decisions in hours, not weeks
A fast, focused process built around how modern businesses actually operate.
Real people to guide you every step
A dedicated funding specialist — not a call center, not a chatbot maze.
Compare options before you commit
See real offers side by side and choose what actually makes sense.
Use cases
Funding that moves your business forward.
From covering daily expenses to expanding into new markets — use your funding however you need to grow, stabilize, or strengthen your business.
Growth financing
Seize the opportunity before competitors do.
Expand, launch and scale with capital that moves at your speed.
Fund my growth- Open new locations or remodel existing ones
- Launch new product lines or service offerings
- Increase inventory ahead of seasonal demand
- Scale your marketing and advertising
- Hire new staff or expand your operations team
- Take advantage of new opportunities before competitors
Working capital
Keep every day running smoothly.
Bridge the gaps between what you’re owed and what you owe.
Steady my cash flow- Manage payroll, rent, and day-to-day operating expenses
- Bridge cash flow gaps between receivables and payables
- Cover emergency repairs or unexpected costs
- Refinance high-interest short-term loans
- Handle tax payments or business insurance renewals
- Maintain steady operations during slow or off-peak seasons
Equipment financing
Upgrade the tools that make you money.
Modernize, stay compliant and stay ahead of the curve.
Upgrade my equipment- Purchase new vehicles, tools, or heavy machinery
- Replace or upgrade outdated equipment
- Invest in new technology, software, or point-of-sale systems
- Improve safety and compliance with updated gear
- Modernize your workspace or warehouse for efficiency
- Stay competitive with the latest industry innovations
FAQ
Questions, answered.
Still curious?
How long does it take to get approved and funded?
Most applicants receive an initial decision within hours of submitting their information. Once approved, funds can often be deposited in as little as 24 hours, depending on the loan type and documentation required.
Will applying affect my credit score?
No — your initial application and funding analysis use a soft credit pull, meaning it does not impact your credit score. A hard inquiry is only performed if you decide to move forward with a specific lender.
What can I use the funds for?
Almost anything related to your business! From covering payroll and inventory to expanding locations or upgrading equipment — these are just examples. You’re free to use your funding however it best supports your business.
What types of businesses does Fidelity Funding work with?
We work with a wide range of small and mid-sized businesses across every industry — including retail, construction, transportation, healthcare, restaurants, and more. Whether you’re a startup or an established company, we’ll help you find the right financing solution.
Get started
Your next chapter is one application away.
Five minutes. No impact on your credit. A real specialist on your side.